Privacy Policy

Effective Date: [Insert Date]

Manthan Innovative India Pvt Ltd ("we," "us," or "our") is committed to protecting the privacy of users ("you" or "your") of the Metra mobile application (the "App"). This Privacy Policy explains how we collect, use, and share information about you when you use the App.

Information We Collect

We may collect the following types of information:

Personal Information: When you create an account, we collect your name, email address, phone number, and other information you provide.
Financial Information: To facilitate your savings, we collect your UPI-linked bank account details through secure UPI mandates. We do not store your complete bank account details on our servers.
Usage Information: We collect information about how you use the App, such as the features you use, the transactions you make, and the time you spend in the App.
Device Information: We may collect information about the device you use to access the App, including the device model, operating system, and unique device identifiers.

How We Use Your Information

We may use your information for the following purposes:

To provide and maintain the App.
To process your savings transactions.
To communicate with you about the App and your account.
To personalize your experience in the App.
To improve the App and develop new features.
To comply with legal obligations.

How We Share Your Information

We may share your information with the following third parties:

Service Providers: We may share your information with third-party service providers who assist us with payment processing, data analytics, and other services. These providers are contractually obligated to protect your information.
Legal Authorities: We may disclose your information to legal authorities if required by law or legal process.

Data Security

We take reasonable measures to protect your information from unauthorized access, use, or disclosure. However, no method of transmission over the internet or electronic storage is 100% secure.